Financing with Our Dealership

Ames Lincoln takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Ames Lincoln Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Ames Lincoln can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Ready to Lease or Buy Your Lincoln Model? Visit Ames Lincoln Today to Begin

Locating that perfect match in our inventory is an exciting time for any Iowa driver, and we're happy that you discovered the right crossover or SUV on our lot. Our team believes in providing you with a full-service experience, and that goes beyond showing you a selection of new and pre-owned Lincoln models. We also commit to helping you find financing solutions that suit your needs, and when you visit in Ames, you can use our expertise to your advantage.

To Lease or to Buy a Lincoln Model That is the Question in Ames

Should you lease or buy your Lincoln Navigator, Lincoln Aviator, Lincoln Corsair or Lincoln Nautilus? That is a question our team at Ames Lincoln hears often, and we can offer guidance on the matter. To upgrade your vehicle in a few years with little hassle, a Lincoln lease is perfect. If you love owning your crossover or SUV outright eventually, buying is the way to go.

Let Us Help You Finance Your Luxury Car

We're here to make your luxury car purchase a smooth process, and with our finance team, it's possible. You can save time by using our finance application online, or contacting us here at Ames Lincoln to get started as we look forward to getting you behind the wheel of your next luxury car.

Your privacy is important to us.

Ames Lincoln takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Ames Lincoln

    123 Airport Road
    Ames, IA 50010

    • Sales: (515) 233-1913
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Get in Touch

  • Contact our Sales Department at: (515) 233-1913
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-6pm
  • Saturday8am-5pm
  • SundayClosed